HB 26-1045In effect since August 12, 2026

Colorado Emotional Support Animal Evaluations and Guides

When HUD stepped back from untrained emotional support animals, Colorado wrote the protection into state law. This page explains what that means for renters, who may write documentation in Colorado, and where to find each of our thirty Colorado guides.

State protection for ESAs

Colorado law counts emotional support animals as assistance animals in housing.

In-person meeting rule

Most non-physician licensees must meet the patient in person before a finding.

Penalties after a warning

Misrepresentation fines rise with repeat offenses.

What HB 26-1045 Put Into Colorado Law

Signed May 28, 2026, the act restores protections HUD's guidance used to provide and amends the Colorado Anti-Discrimination Act.

Emotional support animals are defined as assistance animals that relieve a symptom or effect of a disability.

Allowing the animal is presumed a reasonable accommodation after an interactive process.

A total ban on assistance animals is presumed discriminatory.

Mere presence is not a direct threat; documented, specific conduct may be weighed.

Colorado State Capitol in Denver with its gold dome above the west lawn
xiquinhosilva, CC BY 2.0

Who May Write a Colorado Housing Finding

Colorado's licensing statutes set a meeting requirement before a licensee makes a written assistance animal finding.

In person

Mental health licensees and nurses

Psychologists, counselors, social workers, marriage and family therapists, addiction counselors and nurses (C.R.S. 12-245-229 and 12-255-133) must have met the patient in person and know the patient and condition.

In person or telemedicine

Physicians

Under C.R.S. 12-240-144, a physician may meet the patient in person or by telemedicine. A written finding from a licensee is an affirmative defense to a misrepresentation charge.

Colorado's Misrepresentation Fines

Under C.R.S. 18-13-107.3, a prior written or verbal warning comes first. After that, fines climb.

$25First offense
$50 to $200Second offense
$100 to $500Third or later

Pet Charges Colorado Landlords Can and Cannot Make

C.R.S. 38-12-106 caps pet charges, and 24-34-803 bars extra charges for trained service animals.

$300Maximum extra pet deposit, which must be refundable
$35 or 1.5%Monthly pet rent cap, whichever is greater
$0Extra charges for a trained service animal

Colorado Complaint Deadlines

The Colorado Civil Rights Division enforces the anti-discrimination act. Its deadlines depend on the setting.

Housing, Colorado Civil Rights Division1 year
Housing in Denver, Anti-Discrimination Office180 days
Public accommodation, Colorado Civil Rights Division60 days
Employment, CCRD or EEOC300 days
Denver Union Station facade with its Travel by Train sign and patio umbrellas
Missvain, CC BY 4.0
Red sandstone formations at Garden of the Gods in Colorado Springs lit by early sun
mark byzewski, CC BY 2.0

Plans for Colorado Residents

Start with the Free Screening, then compare the plans below. Prices load live from our pricing system.

ESA Housing Letter For One Pet
ESA letter48 Hours
$149
View Plan
ESA Housing Letter For Multiple Pets
ESA bundle24 Hours
$159
View Plan
PSA Letter
PSD evaluation48 Hours
$199
View Plan

Six Colorado Questions, Answered

Are emotional support animals protected in Colorado housing in 2026?

Yes. HB 26-1045, in effect since August 12, 2026, treats emotional support animals as assistance animals under Colorado's anti-discrimination law, so state protection continues even though HUD narrowed its own enforcement.

Colorado Resources on Our Site

General information for Colorado residents, current as of September 2026, and not legal advice. A clinical evaluation does not guarantee documentation or a landlord's approval. For a mental health crisis, call or text 988 for the 988 Colorado Mental Health Line.

Colorado Protection Starts With Real Documentation

See whether an evaluation with a licensed clinician fits your situation.